Terms of Service

Last updated: 21st July 2025

Welcome to Dacumen (“we,” “our,” “us”). These Terms of Service (“Terms”) govern your access to and use of our website located at https://dacumen.com (the “Website”) and any services provided through the Website (collectively, the “Services”). By accessing or using the Website or Services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Website or Services.

1. Definitions

“User,” “you” means any individual or entity accessing, viewing, or using the Website or Services.
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“Content” includes all text, graphics, data, images, videos, or information provided through our Website or Services.
“Service(s)” refers to the products, software, consulting, data integrations, advisory, or other services provided by Dacumen.

2. Acceptance of terms

By using the Website or Services, you acknowledge that you have read, understood, and accept these Terms and agree to follow them. These Terms form a legally binding agreement between you and Dacumen.

3. Changes to terms

We may modify or update these Terms at any time. The “Last updated” date will reflect changes. We recommend you review them regularly. Continued use after revisions indicates acceptance of the updated Terms.

4. Description of Services

Dacumen provides services focused on elevating credit operations through capabilities enhancement, process modernization, and performance optimization using technology and data. These Services may include but are not limited to data analysis, software implementation, business consulting, and support.

5. Use of the Website and Services

You agree to use our Website and Services only for lawful and authorized purposes. You must not:

Violate laws or third-party rights.
Transmit harmful, abusive, or deceptive content.
Attempt to disrupt or misuse our systems.

We may suspend or terminate access if you violate these Terms.

6. Accounts and Security

If you create an account, you agree to:

- Provide accurate and up-to-date information.
- Maintain confidentiality of login details.
- Notify us immediately of unauthorized access.
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You are responsible for activity under your account.

7. Intellectual Property

All Content provided through the Website and Services (including logos, designs, software, and text) are owned by Dacumen or its licensors. You may not copy, modify, distribute, or sell any of this Content without written permission.

8. Disclaimers and Limitation of Liability

Our Services are provided “as is” and “as available,” without warranties of any kind.
We are not liable for indirect, incidental, or consequential damages arising from your use of the Services.
Your maximum liability will not exceed the fees you paid for the Service in the last 12 months.
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9. Governing Law and Dispute Resolution

These Terms and any dispute arising out of or relating to them, the Website, or the Services will be governed exclusively by the laws of the State of Delaware, without regard to its conflict-of-law principles.

10. Termination

We may suspend or terminate your access at any time and for any reason. Upon termination, your rights to use the Website and Services cease, and any outstanding fees are still owed.